
âś” The 5 mistakes that cost first-time buyers the most money
✔ How much cash you may actually need (it’s likely less than you think)
âś” What to do before getting pre-approved or making an offer
âś” How to see which programs you may qualify for
âś” How to avoid delays, surprises, and unnecessary costs
Most first-time buyers don’t lose money because they made a bad decision…
They lose money because they didn’t know what to look for early in the process.
And by the time they find out — it’s too late to fix.
Even one mistake can:
Cost you thousands
Delay your purchase
Weaken your offer
This class is designed to help you avoid that.
There are 160+ California programs designed to help with:
Down payments
Closing costs
Many buyers qualify for assistance…
…but never check — simply because they don’t know these programs exist.
In this class, you’ll learn how to explore what may be available to you.

Meet Scott Cooper
I’m based in Roseville and have spent over 25 years helping buyers get approved, save money, and move into their homes with confidence.
This class is designed to give you clear, practical guidance - without pressure or confusion.
It’s fast, straightforward, and focused on what actually matters when you’re getting ready to buy.
If you're thinking about buying — or even just exploring your options — this class will help you understand your next steps.
No pressure. No obligation.

Scott Cooper, Mortgage Advisor | NMLS# 220458 | CA-DFPI# 220458 | The Lending Collective powered by United American Mortgage Corporation | NMLS# 1942 | www.uamco.com, Licensed by the State of California Department of Real Estate | Equal Housing Opportunity
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